SUCCESS MANUAL

YOUR FUTURE IS DETERMINED BY THE DECISION YOU MAKE TODAY

As more people get strapped for many, fewer of them take the right decision towards sustaining their aspiration, mostly due to lack of planning. However, what is even more worrying is that even those who have families are not prioritizing savings for their children.

For the last 8 years in marriage, our planning tended not to look into the future, but dealt with situations as they happened, with the argument that some how things will sort themselves out.

When our son Oscar made three years, we scouted for a school. Un fortunately we couldn’t find one in the neighborhood. We went a head and enlisted our son in one that is several kilometers across town, though it wasn’t our aspiration.

For the first year, we had to endure the hustle of being on the road before 5:00am to make sure we drop our child but also make it in time to work before the mourning hour rush.

It soon became apparent that this decision had put a lot of pressure on our budget because tuition a lone was taking 75% of our combined income, yet the fuel bills had risen substantially. Worse of all, my husband lost the job and consequently, our son had to be up prematurely uprooted from school in bid to cut back on our expenditures.

What this decision did to our son and the family as a whole is what inspired me to advise you to have a long term view of your finances in order to be successful in life.

“Any life style that you aspire for should be sustained by a well structured financial plan basing on your earning capacity and an action that will drive you to your dreams”.